By submitting this document I/We certify that the information inserted herein is true, correct, and complete.

I/We acknowledge that I/We are sending this application with the intent that you should rely upon the information contained herein granting the credit requested. I/We understand that you may share information about the transaction, and (if approved) about this loan with Red River State Bank, affiliates, and assigns for various purposes, including, unless I/We notify you in writing to the contrary, to offer me/us various financial products and services from time to time. If the requested credit is granted, you may report information concerning the credit to consumer reporting agencies or to others. I/We affirm that my/our answers are complete and true and authorize you to certify or obtain any information concerning them. Upon your request, I/We further authorize any firm or individual from whom I/We may have obtained or requested credit, to furnish you with the date of that transaction. I/We also agree to provide current financial information upon request, in a form acceptable to you.

Notice: If your application for business credit is denied, you have the right to a written statement of the specific reasons for the denial. To obtain the statement, please contact the lessor named herein within 60 days from the date you are notified of our decision. We will send you a written statement of reasons for the denial within 30 days of receiving your request for the statement.

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is Federal Trade Commission, ECOA compliance.